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Ana
M. Arroyo
State Certified Residential Appraiser #RD7325
Additional Certifications
Certified Residential Real Estate Appraiser #45, Puerto
Rico
Licensed Real Estate Appraiser E.P.A.#767, Puerto Rico
Education
Sacred Heart University - San Juan, Puerto Rico
BS in General Sciences, Major: Biology, June 1997
Appraisal / Real Estate Courses & Seminars:
"Florida Real Estate Appraisal Laws and Rules" and "Florida Supervisor/Trainee Roles and Relationships" Real Estate Education Specialists, June 25, 2008
"National USPAP Equivalent Course," Appraisal Institute, February 18, 2007
"VA Appraisal Guidelines and Updates," Veterans Benefits Network San Juan, Puerto Rico, February 13, 2006
"FHA Update," Mortgage Bankers Association Seminar, May 11, 2005
"USPAP Course," AQB Certified Course, Instituto de Evaluadores, October 18-19, 2004
"Advanced Income Capitalization," Appraisal Institute Course II510, February 16-20, 2004
"USPAP: Standard 3 & its effect on lenders & appraisers relationship," The Appraisal Standard Board- Appraisal Foundation Seminar, November 13, 2003
Real estate broker license examination obtained broker license and 90% passing grade, October 9, 2003
"Curso de corredor de bienes raíces," Tiri Real Estate Institute, San Juan, Puerto Rico, August 2 - October 4, 2003
"FHA Update," Mortgage Bankers Assoc. Seminar, May 8, 2001
"Etica y Estándares Uniformes de la Práctica Profesional de la Valoración de Bíenes Raíces," Instituto de Evaluadores Prof. de Puerto Rico, February 10-11, 2001
"Advanced Sales Comparison & Cost Approaches," Appraisal Institute Course II530, November 10-16, 2000
"The FHA Appraisal Inspection from the Ground Up," Appraisal Institute Seminar, October 20, 2000
"Highest & Best Use & Market Analysis," Appraisal Institute Course II520, August 14-21, 2000
"Expropiación Forzosa," Instituto de Evaluadores Profesionales de Puerto Rico, July 1997 to October 1997
"Matemática para Tasadores," Instituto de Evaluadores Profesionales de Puerto Rico, July 1997 to October 1997
"Etica y Estándares Uniformes de la Práctica Profesional de la Valoración de Bíenes Raíces," Instituto de Evaluadores Profesionales de Puerto Rico, September 1997
"Principios Básicos de Evaluación de Bíenes Raíces," University of Puerto Rico, January 1997 to May 1997
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